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Health Insurance Marketplace

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The Health Insurance Marketplace, a piece of the Affordable Care Act, offers consumers, whether currently uninsured or not, the chance to purchase a variety of healthcare plans. 

If you have questions and need an appointment, contact a Community Action Navigator -- 402-875-9355.


Open Enrollment for health plans closed on December 15th 

Important dates to note:

Open Enrollment for the marketplace closed on December 15th.  If you enrolled by the deadline your coverage will start January 1, 2018.

 

Special Enrollments

Special Enrollment Periods (SEP) allow you to enroll outside of the regular "Open Enrollment" because you have a qualifying event or circumstance. 

Most Special Enrollment Periods last 60 days from the date of the qualifying event (30 days for SHOP participants). 

Events that qualify you for a Special Enrollment include:

  • Gaining citizenship or lawful presence in the United States
  • Marriage
  • Birth of child
  • Adopting a child or plans on a child for adoption or foster care
  • Losing other health coverage, for example:
    • Losing your job-based coverage for any reason:
      • Your employer stops offering coverage
      • You leave your job by choice
      • You get laid off or fired
      • You choose not to re-enroll in a job-based plan when its plan year ends (you may not qualify for tax credits and quitting a plan before the year end doesn't qualify).
    • Your job-based plan doesn't meet the defitiion of affordable or minimum value, and as a result you become newly eligible for permium tax credit. 
    • Losing coverage through a divorce
    • COBRA coverage ending (Note: If you cancel COBRA before it ends you DON'T qualify for a Special Enrollment Period).
    • Turning 26, and losing coverage under a parent's plan
    • Losing eligibility for Medicaid or the Children's Health Insurance Program (CHIP), including your child aging off of CHIP. 
  • Moving to a new permanent residence (including permanently moving to the United States from a foreign country)
  • Leaving incarceration
  • For people already enrolled in Marketplace coverage:
    • Having a change in income or household status that affects eligibility for premium tax credits or cost-sharing reductions
      • NOTE: voluntarily quitting a Marketplace plan mid-year DOESN'T qualify you for a Special Enrollment Period

Marketplace Application Checklist

Learn more about fees by contacting Community Action at (402) 471-4515 or by visiting Healthcare.gov.


Helpful Resources

To find out more information about local and regional resources, download this sheet.

To find out where you can seek the assistance of a Navigator in the State of Nebraska, click here. To access the Navigator Privacy Statement click here.

Watch:

How to Get Health Insurance

How to Choose Health Insurance on the Marketplace

How to Use Health Insurance
 

Still have questions? Call our Navigator at 402-875-9355 for assistance.

Serena Reeves
Navigator Program Specialist
Phone: (402) 875-9355

 

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